Commercial Loans and Fun Blog

My buddy and I were debating whether or not the U.S. will soon go to war against China.  His argument - an intellectually sound one - is that China would suffer horribly in such a war.  

Our bombs and missiles would destroy their harbors, shipyards, power plants, water treatment plants, railroad yards, and transport hubs.  Their international's trade would plummet by 50%.  (90%?)

 

 

 

 

In contrast, if the Chinese simply do nothing militarily, they will soon become the world's largest economic power.  Their people would only benefit from such restraint.  It's a compelling argument, right?

But here's the thing:  It won't be the Chinese people attacking us.  The Chinese people don't hate us.  Many of them would immigrate to America in a heartbeat.

No, the reason for the attack will be the ego of President Xi, their leader.  President Xi recently arranged to have himself appointed head of the Chinese Communist Party ("CCP") and the head of state for China for life.

 

 

 

The real money in CREF is in servicing fees.

 

 

President Xi has absolute power, and as the saying goes, "Absolute power corrupts absolutely."  Maybe this time is different, right?  Uh, huh.

Xi also has has very thin skin, and he angers easily.  For example, Chinese President Xi Jinping recently warned that, "Anyone who tries to bully China will face broken heads and bloodshed."  (July 1, 2021)

It's been thirteen months since I first made my prediction that the U.S. will be at war against China within three years.  I stand by that prediction.

 

 

 

 

 

Unfortunately, I also predicted that we will lose that war.  How can a democratic country like the U.S. or Germany defend itself against a sneak attack?  We are not likely to strike first.  This is why Russia and China are developing hypersonic missiles that can destroy our jets and missile launchers before they can even be used.

Russia is even working on a nuclear-powered (not nuclear-armed) hypersonic missile that can reach anywhere in the world.  Much of America's military might - aircraft carriers, airfields, jets, missile ships - will likely be wiped out in the opening minutes of the Taiwanese War.  Just remember what happened to the Egyptian and Syrian Air Forces in the opening hours of the Six-Day War.

Even if Biden died and appointed me king, I would have no solution to this first-strike vulnerability.  Missiles today are just too fast and accurate.  In a recent war game fought by the U.S. military, the Chinese Space Force quickly wiped out all of our satellites, leaving American forces blind.

 

 

 

 

After much of the American Fleet is decimated in the East China Sea, I have little doubt that the Chinese will come after our shipyards and missile factories on the West Coast.  That's what I would do.

Yes, we have shipyards on the East Coast, but the Panama Canal will be blocked.  It was no accident that both the Panama Canal and the Suez Canal were "accidentally" blocked by crashed cargo ships in the past 18 months.  Those were almost certainly Chinese (and/or Russian) trial runs for the coming war.

But the war won't affect you, right?  The war will be fought "over there" in the Second Island Chain, right?  You've got to stop smoking that California oregano.  :-)  Once our fleet is destroyed, Chinese subs and missile ships will be able to park 800 miles off the California coast and rain missiles down, with pinpoint accuracy, onto our power plants, our railroad yards, our water treatment plants, and our freeway interchanges.

 

 

 

 

Suddenly the American people will have no food, no power, and no water.  Please understand what I am saying.  When the Chinese win the huge battle for Taiwan, they are unlikely to stop.  

The Chinese want our land, and they are not afraid to use even biological warfare to eliminate our population.  COVID may or may not have escaped from that lab in Wuhan, but not 100% of that infectious disease lab was intended for civilian use.

Ancient Rome ruled the world for 800 years, until they lost just one battle - Andrianople in 378 A.D.  Just one battle doomed the entire empire.

 

 

 

 

It's not the Chinese people who hate us.  It's not that the Chinese people want war. The Chinese people will only suffer if they go to war.

Unfortunately, just one man - a man with absolute power over 1.4 billion Chinese - will decide whether or not China attacks. It is a terrifying truth that President Xi of China is becoming more aggressive and Hitler-like in his statements.  

And c'mon, once you've kissed 1,000 pretty girls and eaten hundreds of gourmet meals, wouldn't it be fun to play a Game of Thrones?  Kinda funny... and kinda not.

 

 

 

 

 

 

This really happened:  The other day I went to a medical laboratory for a blood draw.  As I sat down, I jokingly told the phlebotomist, "I need to warn you.  I'm a screamer."  She immediately quipped back, "That's okay, I'm a muzzler."  Oh, to have a wit that fast again.

 

Kinda cool:  Actual gold confiscation order from 1933.

 

 

CREF Training Lesson For the Day:

When trying to obtain a loan on a hotel, it makes a huge difference to most commercial lenders whether a hotel has interior corridors.  

Interior corridor hotels provide guests with access to all of the rooms from within the building.  All hotel room doors are located within an interior hallway.  Most rooms are designed with the bathroom at the entrance and a window at the opposite end of the room.

Why are interior corridors are so important?  Protection from rain and snow falling sideways is obviously an issue.  But the most important reason is security.  

Arguably, a hotel with exterior corridors is functionally obsolete; in other words, it has a feature so expensive to fix that the hotel is unable to be used to adequately perform the function for which it was intended.

 

 

 

 

The Motel 6 chain, for example, was having a real problem with bad guys watching their victims go to their rooms from the parking lot.  When the right victim was identified, the bad guys would simply kick in the door and then rape and/or rob the victim.  The police would often take seemingly three weeks to arrive, and by then the bad guys would be long gone.

If you are having trouble placing a loan on a motel or hotel with exterior corridors, you might apply to Blackburne & Sons.  We once even made a loan on the World Largest Female Mud Wrestling Palace.  The loan paid perfectly, but the owner made so much money that he paid us off early.  [Sob.]  And then there was the time when we (unknowingly) made a loan on a bar engaged in dwarf-throwing contests...  Haha!

Deadly Feasts and Prions:

Back in 1997, an author by the name of Richard Rhodes published fascinating book, Deadly Feasts: Tracking the Secrets of a Terrifying New Plague. 

 

 

Once again, the whole purpose of being in finance is to 
build a loan servicing portfolio.  That's where the money is!

 

 

In this brilliant and gripping non-fiction medical detective story, the author follows virus hunters on three continents as they tracked the emergence of a deadly new brain disease that first kills cannibals in New Guinea, then cattle and young people in Britain and France - and then is traced to food animals in the United States.

Virus hunters?  The truth is that a prion - the incredibly dangerous vector that they were chasing - is not a virus.  It is not alive.  It was never alive.  You can even torch it with one of Elon Musk's Not a Flamethrower (its a flamethrower, folks), but the evil pathogen cannot be destroyed.  If it gets in your food, you will die a blithering idiot.  It is the human form of Mad Cow Disease.

So what is a prion?  A prion is a protein that twists itself the wrong way.  Think of it as a Twizzler which twists to the left, instead of to the right.  The result is that the infected human cell always dies.

 

Free Kisses.

 

 

But that's not even the bad news.  If the protein twists "to the left", the proteins in the adjoining cell go, "Hey, the protein over there gets to twist to the left.  I wanna twist to the left too!"  So they also twist to the left, which kills their host cell, but not before badly influencing all the proteins around them.

The other piece of bad news us that prions migrate to the brain.  Yikes.  Mad Cow Disease is called bovine (cow) spongiform (looks like a sponge) encephalopathy (brain disease).  When you look at the brain of an infected cow under a microscope, it has so many holes in it, it looks like a sponge.  The cow gets so stupid that it forgets how to stand and eventually even how to breathe.

Okay, so back to the Deadly Feasts.  The children of the cannibals of Papua New Guinea were all dying.  Modern cannibals no longer slaughter innocent explorers and eat them.  Joke:  Cannibals capture two missionaries and throw them in the stew pot.  Suddenly, one of them suddenly starts to giggle.  "What could possibly be funny at a time like this?" asks one astounded missionary.  The other missionary replies, "I just peed in the soup!"  Haha!

 

Doggy Style Pet Grooming.
Heavens, I love good marketing.

 

 

But the cannibals of Papua New Guineas did have one strange, but compassionate, practice.  They would eat the flesh of a deceased loved one or respected member of the tribe.  Researchers discovered that prion disease had gotten into the cannibal population, and by eating this flesh, many more of the tribe's members contracted prion disease - what the natives called kuru.

So why were the cannibal children dying, but not the older members of the tribe?  (The elders died too, but it was much later, and their deaths looked like Alzheimer's.)  The brains of the children were grow more rapidly.  There is far more brain cell division in children, a time when prion disease spreads from cell to cell.  The brains of these children would develop huge holes, and eventually their brains would become so impaired that the children would die.

There is no cure for prion disease - known in humans as Creutzfeldt-Jakob Disease (CJD).  Medical instruments even coming into contact with any such diseased tissue have to disposed of entirely because no amount of heat will ever destroy the vector.  You could heat your meat in an industrial blast furnace, and it wouldn't help.  You can't kill something that was never alive.

 

 

 

 

 

Okay, so why is crazy George talking about prion disease?  An article came out in a medical journal this month suggesting some connection between some COVID vaccines and prion disease.  Be careful here.  Critics of the article have pointed out that the author of the article once opposed the influenza vaccine, and the medical journal that published the article is a, gasp, for-profit magazine.

I was just going to ignore the article in the medical journal and continue to get the younger children in my clan vaccinated, until I read an incredibly stupid article in USA Today trying to debunk the article.  The gist of the USA Today article was that none of the test subjects got Creutzfeldt-Jakob disease (CJD).   Uh, huh.  Hello, USA Today???  CJD often doesn't show up for years, especially in adult test subjects.

The only way to confirm a diagnosis of CJD is to examine the brain tissue by carrying out a brain biopsy or, more commonly, after death in a post-mortem examination of the brain.  The USA Today article, debunking the connection between two of the vaccines and prion disease, was so poorly reasoned that now I don't know what to think.

 

 

 

Now I am thinking to myself, "Oh, crap.  Oh, crap.  Did I just kill half my family by encouraging vaccinations?"  Folks, be careful here.  There may be a far-far greater risk from COVID than from some trillion-to-one risk of prion disease.  Just be aware of the issue.  Despite being vaccinated myself, I confess that I may discourage my son against vaccinating our grandchildren.

 

 

Forget any other course that I sell.
This is the course that 90% of you should take.

Update on the Coming War Against China:

Why do I insist on scaring the poop out of you with these reports about the coming war with China?  Answer:  Because I am praying that some "expert" will contact me privately and reassure me that America has the ability to instantly shoot down all of China's satellites, thereby blinding all of their carrier-killer (DF-21) missiles and Guam-killer (DF-26) missiles.  

Sadly, no one ever so reassures me.  Instead, the wisest of my friends are all out there getting dual citizenships, so they can quickly flee America.  We are so screwed.

 

 

 

 

1. I learned recently that China can only invade Taiwan during certain months of the year because of the weather in the South China Sea; otherwise, the seas get impossibly choppy.  When is the next window?  I dunno, but it's at least not for several months.
   
   
2. China will have to amass huge quantities of shipping, armor, troops, and supplies on their Eastern coast before they can invade, and our spy satellites should easily be able to spot this buildup.  The surprise missile barrage that will take out our carriers and our landing fields on Guam and Okinawa shouldn't therefore come as a complete surprise.
   
   
3. But if you think 'ole George is a complete whack job because of his worry about the coming war with China, consider what the Australian Minister of Defense (the equivalent to our Secretary of Defense) said this week, "The drums of war are beating and a war with China over Taiwan should not be discounted."
   
   
4. Do you remember when I warned you about that crazy dictator of the Philippines?  President Duarte is the guy who has had his police and army simply shoot drug dealers on the spot.  He has executed tens of thousands of them.  I warned you six weeks ago that Duarte was just crazy enough to attack the Chinese fishing fleet off the Spratlys Islands.  Well, his Secretary of State told the Chinese this week to get the f*ck out of there.  Hahahaha!  The Secretary of State is the chief diplomat for any country.  He is supposed to be the most tactful guy in his whole country.  "Get the f*ck out of there."  Ha!  I can see it as plain as day.  President Duarte is going to send his warships to the Spratlys and start shooting, and World War III will start.  Remember, folks, you heard it here first.
   
   
5. Please keep watching the price of gold!  If you ever see it soar $150 or more per ounce in a single day (please contact me!), buy some extra groceries, buy one or two more boxes of ammunition (they may be used someday as currency*), and definitely consider getting out of the market.  Live near a missile manufacturing plant, especially on the West Coast?  Move!  Sadly, we may lose this war.  With their long-range missiles, they are the school-yard bully, and we are the 98-lb. weakling who cannot reach.  *I once read about a spontaneous swap meet that sprang up after a horrible earthquake.  The only currency that most of the dozen vendors wanted was ammunition.
   
   
6. But what about America's vast and wildly expensive air force?  The range of our jets is so short that a senior U.S. Air Force general said this month that our mighty F35a's were not even worth including in any high-end war game.  Oh, crap, oh, crap.