--- title: Commercial Loans and Fun Blog | Ask George description: Ask George | George Blackburne, owner, offers insight into the commercial loans and mortgage industry in this Commercial Real Estate Loan Tips blog. --- [![c-loans-logo-2025](https://info.c-loans.com/hs-fs/hubfs/images/c-loans-logo-2025.png?width=183&height=86&name=c-loans-logo-2025.png)](https://c-loans.com) [Terms of Use](https://www.c-loans.com/terms-of-use) | [Disclaimer](https://www.c-loans.com/disclaimer) | [Blog](https://info.c-loans.com/) # Commercial Loans and Fun Blog ## [We Just Added an "Ask George a Commercial Loan Question" Feature to C-Loans.com](https://info.c-loans.com/we-just-added-an-ask-george-a-commercial-loan-question-feature-to-c-loans.com) Posted by [George Blackburne](https://info.c-loans.com/author/george-blackburne) on Sat, Jan 7, 2017 - [Tweet](https://twitter.com/share) ![Questions.jpg](https://info.c-loans.com/hs-fs/hubfs/Questions.jpg?width=162&name=Questions.jpg)Lets suppose you're working on a commercial loan, and the lender has used a term with which you are unfamiliar or confused.  You can now ask me a question about commercial real estate finance, and I'll try to answer it that same night in a blog article. Here are some examples of questions you might ask:   1. What is a ***flagged hotel***? 2. What does ***CMBS*** mean?  Who are these lenders?  What kind of commercial loans do they make? 3. What is this new CREF term, "***Debt Yield Ratio***?"  Is it the same as the ***Debt Service Coverage Ratio***? 4. Why is the net worth of the borrower so important to a commercial lender? 5. What is the highest loan-to-value ratio that I can get on a commercial real estate loan? So as the say on the game shows, "*Come on down!*" and ask me a commercial loan question.   [![Ask George a Commercial Loan Question](https://no-cache.hubspot.com/cta/default/37671/5e47dbbc-d101-4abd-b7b0-84148a908676.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/5e47dbbc-d101-4abd-b7b0-84148a908676)   ![Wild Bus.jpg](https://info.c-loans.com/hs-fs/hubfs/Wild%20Bus.jpg?width=320&name=Wild%20Bus.jpg)   Let's suppose you're just surfing the web, and you don't need a commercial loan at this exact moment.   [![Free Commercial Loan Placement Kit](https://no-cache.hubspot.com/cta/default/37671/882eb54a-a8b4-4c38-a2ed-605338b6f07a.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/882eb54a-a8b4-4c38-a2ed-605338b6f07a)   Every time you enter a different commercial loan into [C-Loans.com](http://www.c-loans.com), you will see a different set of lenders.  Let's suppose you once asked C-Loans.com for a $7 million construction loan on a dog kennel in Nome, Alaska, and you were disappointed with the small selection of potential commercial lenders.  Just remember, every commercial loan request will produce a different list of suggested commercial lenders.  The truth is that very few commercial lenders today are looking for huge loans on dog kennels in Alaska.   [![Submit Your Loan to 750 Commercial Lenders Using C-Loans.com.  It's Free!](https://no-cache.hubspot.com/cta/default/37671/9f0b2bed-fb9b-455d-b8be-17d8f7960a2a.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/9f0b2bed-fb9b-455d-b8be-17d8f7960a2a)   Do you need even more potential commercial lenders for your deal?  Be sure to try out our newest commercial mortgage portal, [CommercialMortgage.com](http://www.commercialmortgage.com).     [![Free List of 3,159 Commercial Lenders Sort By Your Own Criteria](https://no-cache.hubspot.com/cta/default/37671/edc33fe8-9d87-477b-bf2f-07a33d3d2d24.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/edc33fe8-9d87-477b-bf2f-07a33d3d2d24)   ![WiFi.jpg](https://info.c-loans.com/hs-fs/hubfs/WiFi.jpg?width=320&name=WiFi.jpg)   Do you have a real estate web page?  How would you like to earn huge referral fees in your sleep?   [![Earn a $21,250 Referral Fee In Your Sleep](https://no-cache.hubspot.com/cta/default/37671/b419287e-3751-4c1a-9678-92f91dda773b.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/b419287e-3751-4c1a-9678-92f91dda773b)   We here at C-Loans, Inc. are always interested in meeting new commercial lenders.  If you meet a banker who is making commercial loans, we'll trade you the contents of one business card for a free directory of 2,000 commercial real estate lenders.   [![Free Directory of 750+ Commercial Real Estate Lenders](https://no-cache.hubspot.com/cta/default/37671/45210861-0c6d-463d-95dc-5f7cad73cc71.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/45210861-0c6d-463d-95dc-5f7cad73cc71)   Are you ready to finally learn commercial real estate finance.  In one weekend (on video) I can teach you the entire practice of commercial mortgage finance.  There are a number of graduates of my 9-hour video training course who are now making more than their buddies who graduated from top colleges.   [![Nine-Hour Video Training Course How to Broker Commercial Loans](https://no-cache.hubspot.com/cta/default/37671/2fa994cb-f6ac-4671-821f-b4bd48cb5f1f.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/2fa994cb-f6ac-4671-821f-b4bd48cb5f1f)   ![Monday Lisa.jpg](https://info.c-loans.com/hs-fs/hubfs/Monday%20Lisa.jpg?width=320&name=Monday%20Lisa.jpg)   Do you need a commercial lender who will actually make a commercial loan of 75% loan-to-value, and not just boast of it?  Do you need a lender who will also look at the borrower's global income - income from salaries, other investments, etc.? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off? Does your borrower have less-than-stellar credit? Is your client's company losing money? Is your borrower a foreign national? Do you need a non-recourse loan? Do you need a commercial loan with no prepayment penalty? Is your client's commercial property partially vacant? Do all of your commercial leases run out in the next 18 months? Do you need a lender who will allow a negative cash flow?   [![Apply For a Commercial Loan to Blackburne & Sons](https://no-cache.hubspot.com/cta/default/37671/34e9010d-6f3b-4979-93c2-9e705da5a9fc.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/34e9010d-6f3b-4979-93c2-9e705da5a9fc)   Are you already a practicing commercial loan broker?  How many large commercial loan fees have you lost because your current fee agreement stinks?   [![Fee Agreement and Fee Collection Course. Just $199.](https://no-cache.hubspot.com/cta/default/37671/b8c2bde4-6428-433c-85cd-dfd884ff4a2c.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/b8c2bde4-6428-433c-85cd-dfd884ff4a2c)     0 Comments [Click here to read/write comments](https://info.c-loans.com/we-just-added-an-ask-george-a-commercial-loan-question-feature-to-c-loans.com#comments-listing) Topics: [Ask George](https://info.c-loans.com/topic/ask-george) [All posts](https://info.c-loans.com/all) ### George Blackburne III Owner of C-Loans, Inc. ![George Blackburne III C-Loans Owner](https://info.c-loans.com/hs-fs/hubfs/George%20Head%20Shot%20Small%205%20by%207%20copy.jpg?width=158&name=George%20Head%20Shot%20Small%205%20by%207%20copy.jpg) ### Subscribe via E-mail ### Connect with C-Loans ## [![Get the Latest Scoop on C-Loans Inc.](https://no-cache.hubspot.com/cta/default/37671/bacfb58b-143e-40d7-b126-33c182b5b90b.png)](https://cta-redirect.hubspot.com/cta/redirect/37671/bacfb58b-143e-40d7-b126-33c182b5b90b) C-Loans.com® is sponsored by  C-Loans, Inc. — For more information, contact Tom Blackburne 555 University Ave., Suite 150, Sacramento, CA 95825 Telephone: (916) 338-3232 x 317 * Tom Blackburne in Indiana: (574) 210-6686 * Fax: (916) 338-2328 Real Estate Broker -- California Department of Real Estate -- License Number 01330173 Arizona Dept. of Financial Institutions – License Number 0909472 The Florida Mortgage Brokers License Number: 0708758 [Read our many client Success Stories](https://c-loans.com/mortgage-brokers-overview/success-stories/) » © 2025 C-Loans, Inc. 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