---
title: More on USDA Business and Industries Loans (B&I Loans)
description: You Can Use a USDA B I Loan to Refinance a Ballooning Loan   You will recall from  earlier articles  that a USDA Business and Industries Loan B I Loa
---

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# Commercial Loans and Fun Blog

## [More on USDA Business and Industries Loans (B&I Loans)](https://info.c-loans.com/bid/53470/More-on-USDA-Business-and-Industries-Loans-B-I-Loans)

Posted by [George Blackburne](https://info.c-loans.com/author/george-blackburne) on Tue, Jun 1, 2010

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*You Can Use a USDA B&I Loan to Refinance a Ballooning Loan*

You will recall from [earlier articles](https://info.c-loans.com/bid/53468/Business-and-Industries-Loans-B-I-Loans-from-the-USDA) that a USDA Business and Industries Loan (B&I Loan) is a terrific program if your commercial property is located in a town of less than 50,000 people. The B&I loan program is a government guarantee program similar to that of the SBA, and it is intended to help businesses in rural areas.

Can you use a B&I loan to refinance a balloon payment? The answer, surprisingly, is yes!

Do you need a commercial loan on an income property located in a small town? Please email a brief description to Tom Blackburne at **[tommy@blackburne.com](mailto:tommy@blackburne.com)** or call him at 574-210-6686.

 Topics: [USDA loan](https://info.c-loans.com/topic/usda-loan), [B&I loan](https://info.c-loans.com/topic/bi-loan)

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